The holiday season is so exceptionally stressful that The American Psychological Association opened a hotline to help people cope with unmanageable stress centered on major stress inducers: family, shopping, over eating and spending. According to an Entrepreneur.com survey roughly 60% of all Americans are stressed by the Holidays and the most common stress factor is finances.

For Immediate Release Contact: Kate Larose, Director, Financial Futures Program

As a financial coach, I often get the question, “should I put my extra money into savings or pay down my debt quicker?” 

Financial Coaching At Capstone Community Action: in Barre, Morrisville and Randolph

Janie* is a single mom who knows first-hand how expensive Rent-to-Own stores can be when you’re living on a fixed income.  Several years ago she signed a contract for a laptop but because the payments were so expensive, she couldn’t keep up with the bills and had to return the computer a few months later.  “They (Rent –to-own stores) are way too expensive “, she cautions, “I’m never dealing with them again.”    On the flip side are Andrea and her husband Mike.  She reports that they own furniture